How to Budget for a Wedding in 2025

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Written By Kalule

Kalule Kasule, author of We All Need Money, is a writer and entrepreneur empowering readers with practical financial wisdom for side hustles and wealth-building.

Planning your dream wedding in 2025 doesn’t have to drain your savings. With the average US wedding cost projected at $36,000, according to Brides and The Knot’s 2025 Real Weddings Study, knowing how to budget for a wedding is key to creating a memorable day without financial stress. This guide provides actionable strategies for planning a wedding on a budget, from budget-friendly wedding reception ideas to DIY wedding decorations on a limited budget. Whether you’re dreaming of a simple wedding on a budget, a backyard wedding on a budget, or fall wedding ideas on a budget, we’ll help you save thousands while keeping your vision intact.

This article answers common questions like “What is a good budget for a wedding?” and “What is the average amount to spend on a wedding?” while covering wedding on a budget ideas, budget wedding decorations, and more. With tips tested by a seasoned entrepreneur and parent, you’ll learn how to plan a DIY wedding on a budget that feels luxurious. Let’s dive into crafting your perfect day with a wedding reception on a budget, strategies, and more.

Couple planning budget for a wedding 2025 with spreadsheet.

Understanding Wedding Costs in 2025

To budget for a wedding, start with the numbers. Brides and The Knot report the average US wedding cost at $36,000 in 2025, up from $33,000 in 2024, driven by inflation (5-10% projected). Costs vary by location: New York weddings typically average over $ 50,000, while Utah weddings average around $20,000. According to WithJoy, the price per guest ranges from $284 to $375, so a 100-guest event can quickly escalate in cost.

What is a reasonable budget for a wedding? A realistic range is $20,000 to $50,000, depending on priorities and the number of guests. For a basic wedding budget, aim for $10,000 to $20,000, which is ideal for a simple wedding on a budget or a backyard wedding on a budget. Forbes notes that 60% of couples fund weddings from savings, highlighting the need for thoughtful wedding planning on a budget to avoid debt.

Wedding budget breakdown chart 2025.

Basic Wedding Budget Breakdown

A clear wedding budget breakdown ensures you allocate funds wisely. Based on insights from Brides and The Knot, here’s a typical 2025 allocation for a $36,000 budget:

CategoryPercentageAmountBudget Tips
Venue & Catering35-40%$12,600-$14,400Choose off-peak dates or parks for a budget wedding reception (saves 20-40%).
Photography & Videography10-15%$3,600-$5,400Hire emerging talent via Zola.
Attire & Beauty5-10%$1,800-$3,600Shop second-hand at Nearly Newlywed.
Flowers & Decor10%$3,600Use DIY wedding decorations on a budget (saves 50%).
Entertainment & Music5-10%$1,800-$3,600Create playlists for a wedding reception on a budget.
Invitations & Stationery3-5%$1,080-$1,800Go digital with Minted.
Transportation & Misc5%$1,800Use ride-sharing apps.
Contingency10%$3,600Cover unexpected costs.

This basic wedding budget strikes a balance between essentials and savings. For a DIY wedding on a budget, consider reallocating funds to decor and reducing venue costs. Free tools, like Zola’s budget calculator, help you customize your plan.

Step-by-Step Guide: How to Budget for a Wedding in 2025

DIY wedding decorations on a budget centerpiece.

Follow this guide to create a realistic budget for a wedding that keeps costs low and joy high.

Set Your Budget:

Assess your savings, family contributions, and income to determine your financial resources. Aim for $20,000-$30,000 for a simple wedding on a budget, per Money Nuggets calculators.


List Priorities:

Identify must-haves (e.g., venue) vs. nice-to-haves (e.g., live band). For a budget-friendly wedding, focus on meaningful moments, such as the ceremony.

Allocate Funds:

Use the breakdown above to distribute your budget. Track with YNAB ($14.99/month) or Google Sheets (free).

Save Strategically:

Embrace DIY wedding ideas on a budget, such as handmade favors from Etsy, and save 50% on stationery.

Monitor Spending:

Use PocketGuard to avoid overspending, which is critical with 2025’s 5-10% inflation.

Finalize Early:

Audit your budget three months prior using Aisle Planner for automation.

This ensures a wedding on a budget that aligns with your vision.

Wedding Planning on a Budget: Key Areas to Save

Maximize your savings with these budget-friendly wedding ideas that target high-cost areas.

Venue and Reception

For a budget-friendly wedding reception, consider booking off-season (e.g., February) or non-traditional venues, such as community halls, to save 20-40% off the cost. A backyard wedding on a budget can cost under $5,000. Find venues via The Knot.

Attire and Beauty

Choose affordable attire from Nearly Newlywed (pre-owned dresses, $500-$1,500) or rent via Rent the Runway ($100-$200). Makeup tutorials on YouTube cut beauty costs by 50%.

Decor and Flowers

Budget wedding decorations shine with DIY. Create centerpieces with thrift store vases for $100, compared to the $1,000 cost of professional ones. For fall wedding ideas on a budget, use pumpkins and leaves ($200 for 100 guests)—source materials from Etsy.

Food and Drink

A wedding reception on a budget can feature food trucks ($10-15/guest) instead of sit-down dinners ($50-100/guest). Self-serve bars save 30%, per Vogue.

Entertainment

DIY playlists on Spotify save $1,500 compared to hiring DJs. Hire local bands via Thumbtack for $500-$1,000.

Invitations and Gifts

Digital invites from Minted cost $500-$800. Use Zola for affordable registries.

These wedding planning on a budget tips ensure a stunning day.

Fall wedding ideas on a budget with seasonal decor.

DIY Wedding Ideas on a Budget

DIY wedding on a budget ideas save thousands while adding personal touches:

  • DIY Wedding Decorations on a Budget: Handmade centerpieces with seasonal flowers ($100 vs. $1,000). Use Unbox the Dress to repurpose gowns into decor.
  • DIY Wedding Ideas on a Budget: Create favors like homemade candles ($200 for 100 guests).
  • Fall Wedding Ideas on a Budget: Use leaves and pinecones for autumn decor ($150).
  • Wedding on a Budget Ideas: Host a Brunch Reception to Cut Catering Costs by 40%.

Pinterest boards offer endless inspiration for diy wedding decorations on a budget.

Common Wedding Budget Mistakes to Avoid

Vogue, Forbes, and NerdWallet highlight pitfalls to dodge:

  • Overspending on Trends: Stick to a basic wedding budget to avoid debt.
  • Ignoring Hidden Costs: Taxes and tips add 10-15%; include a contingency.
  • Not Tracking: Use PocketGuard for real-time monitoring.

What is a basic wedding budget? $10,000-$20,000 covers essentials like venue ($3,000-$5,000) and catering ($2,000-$4,000).

Simple wedding on a budget attire ideas.

Real-World Wedding Budget Examples

  • Budget Wedding ($10,000): Backyard venue ($1,000), DIY wedding decorations ($500), food truck ($2,000), thrift attire ($500).
  • Average Wedding ($36,000): Mid-range venue ($12,000), photographer ($3,600), flowers ($3,600).
  • Luxury Wedding ($50,000+): High-end venue ($20,000), live band ($5,000).

These show how to budget for a wedding flexibly.

The Future of Wedding Budgeting in 2025

With inflation expected to be 5-10% in 2025, couples will likely rely on tech-driven tools. Apps like Leslie Store for digital invites and AI for decor ideas will cut costs. Money Nuggets offers UK-focused tips adaptable to US budgets.

Conclusion: Your Dream Wedding on a Budget

Budgeting for a 2025 wedding is achievable with smart planning. From budget wedding reception ideas to DIY wedding ideas on a budget, you can create a magical day. What is the average amount to spend on a wedding? Around $36,000, but a simple wedding on a budget can cost $10,000-$20,000. Start with a wedding budget breakdown and explore our Resources, or join our newsletter for a free wedding budget planner PDF.

Frequently Asked Questions

Q: What is a good budget for a wedding?

A: A good budget is $20,000-$50,000, depending on priorities. For a simple wedding on a budget, aim for a budget of $10,000-$20,000.

Q: What is a basic wedding budget?

A: A basic wedding budget includes venue ($3,000-$5,000), attire ($1,000), and catering ($2,000-$4,000), totaling $10,000-$15,000.

Q: What is the average amount to spend on a wedding?

A: In 2025, the average US wedding costs $36,000, according to Zola and The Knot.

Q: How can I plan a DIY wedding on a budget?

A: Use DIY wedding decorations on a budget, like handmade centerpieces, and source ideas from Etsy.

Q: What are some wedding reception on a budget ideas?

A: Choose food trucks ($10-15/guest) or a backyard wedding on a budget to save 40% on catering.